Is Bank of Colorado Safe?
Bank of Colorado has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.38% | 95/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 37.04% | 100/100 |
| Return on Assets | 0.83% | 53/100 |
| Total Assets | $7.7B | |
How does Bank of Colorado compare?
With a Bank Health Score of 94/100, Bank of Colorado sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, Bank of Colorado ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 14.38% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Colorado's Bank Health Score improved by 3.0 points to 94/100. Tier 1 capital strengthened by 0.64 percentage points to 14.38%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of Colorado has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (53/100).