Is Apple River State Bank Safe?
Apple River State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.80% | 91/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 37.09% | 100/100 |
| Return on Assets | 0.80% | 52/100 |
| Total Assets | $0.6B | |
How does Apple River State Bank compare?
With a Bank Health Score of 91/100, Apple River State Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Apple River State Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 13.80% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Apple River State Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital weakened by 0.39 percentage points to 13.80%. Quarter-over-quarter, the score fell by 1.0 points.
Apple River State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (52/100).