APPLE RIVER STATE BANK
APPLE RIVER, ILLINOIS · FDIC Cert #17453
Capital & Safety Analysis
According to FDIC financial data, APPLE RIVER STATE BANK holds a Tier 1 capital ratio of 13.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning APPLE RIVER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
APPLE RIVER STATE BANK shows strong financial health indicators. With $582M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
APPLE RIVER STATE BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
APPLE RIVER STATE BANK holds $582M in total assets and $469M in total deposits. It is located in APPLE RIVER, ILLINOIS (FDIC Certificate #17453).
APPLE RIVER STATE BANK has a Tier 1 capital ratio of 13.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.80%.
Yes. APPLE RIVER STATE BANK is FDIC-insured (Certificate #17453). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.