Is American St B&T Co Williston Safe?
American St B&T Co Williston has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.93% | 100/100 |
| Nonperforming Loan Ratio | 1.61% | 68/100 |
| Liquidity Ratio | 47.32% | 100/100 |
| Return on Assets | 2.18% | 100/100 |
| Total Assets | $0.6B | |
How does American St B&T Co Williston compare?
With a Bank Health Score of 90/100, American St B&T Co Williston sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, American St B&T Co Williston ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 20.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.61% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, American St B&T Co Williston's Bank Health Score improved by 3.0 points to 90/100. Tier 1 capital weakened by 0.40 percentage points to 20.93%.
American St B&T Co Williston has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (68/100).