AMERICAN ST B&T CO WILLISTON
WILLISTON, NORTH DAKOTA · FDIC Cert #15444
Capital & Safety Analysis
According to FDIC financial data, AMERICAN ST B&T CO WILLISTON holds a Tier 1 capital ratio of 20.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN ST B&T CO WILLISTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN ST B&T CO WILLISTON shows strong financial health indicators. With $601M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN ST B&T CO WILLISTON has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 20.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN ST B&T CO WILLISTON holds $601M in total assets and $540M in total deposits. It is located in WILLISTON, NORTH DAKOTA (FDIC Certificate #15444).
AMERICAN ST B&T CO WILLISTON has a Tier 1 capital ratio of 20.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.61%, and the return on assets is 2.18%.
Yes. AMERICAN ST B&T CO WILLISTON is FDIC-insured (Certificate #15444). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.