Is Alpine Bank Safe?
Alpine Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.00% | 92/100 |
| Nonperforming Loan Ratio | 0.66% | 87/100 |
| Liquidity Ratio | 32.87% | 100/100 |
| Return on Assets | 0.95% | 58/100 |
| Total Assets | $6.5B | |
How does Alpine Bank compare?
With a Bank Health Score of 89/100, Alpine Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, Alpine Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 14.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.66% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Alpine Bank's Bank Health Score fell by 1.0 points to 89/100. Tier 1 capital strengthened by 0.48 percentage points to 14.00%.
Alpine Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).