Is Acnb Bank Safe?
Acnb Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.42% | 100/100 |
| Nonperforming Loan Ratio | 0.19% | 96/100 |
| Liquidity Ratio | 23.36% | 73/100 |
| Return on Assets | 1.91% | 96/100 |
| Total Assets | $2.4B | |
How does Acnb Bank compare?
With a Bank Health Score of 92/100, Acnb Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Acnb Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 15.42% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.19% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Acnb Bank's Bank Health Score held roughly steady at 92/100. Tier 1 capital strengthened by 0.44 percentage points to 15.42%. Quarter-over-quarter, the score rose by 3.0 points.
Acnb Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).