How Big Is Trusttexas Bank SSB?
Trusttexas Bank SSB holds $391M in total assets and $333M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,832nd-largest of the 3,960 FDIC-insured banks we track — in the top 46% by size. Those figures come from Trusttexas Bank SSB's latest FDIC call report (cert #28515); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Trusttexas Bank SSB?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Trusttexas Bank SSB Size at a Glance
- Total assets
- $391M
- Total deposits
- $333M
- Domestic deposits
- $333M
- Size class
- community bank
- Rank by assets
- #1,832 of 3,960
- Headquarters
- Cuero, Texas
Source: FDIC Call Report data (cert #28515). Figures reflect the latest reported quarter.
With $391M in total assets, Trusttexas Bank SSB is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,832nd-largest of the 3,960 FDIC-insured banks we track, in the top 46% by size. The bank funds those assets largely with $333M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.95% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 48.32% | 100/100 |
| Return on Assets | -0.73% | 0/100 |
| Total Assets | $0.4B | |
How does Trusttexas Bank SSB compare?
With a Bank Health Score of 88/100, Trusttexas Bank SSB sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Trusttexas Bank SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 21.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Trusttexas Bank SSB's Bank Health Score improved by 4.0 points to 88/100. Tier 1 capital weakened by 1.85 percentage points to 21.95%.
Frequently Asked Questions
Trusttexas Bank SSB holds $391M in total assets and $333M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,832nd-largest of the 3,960 FDIC-insured banks we track — in the top 46% by size. Those figures come from Trusttexas Bank SSB's latest FDIC call report (cert #28515); it is a local community institution, with $100 million to $1 billion in assets.
Trusttexas Bank SSB ranks 1,832nd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 46% by size. Its $391M in assets classify it as a community bank.
Trusttexas Bank SSB reports $391M in total assets and $333M in total deposits ($333M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Trusttexas Bank SSB earns a Bank Health Score of 88/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $391M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Trusttexas Bank SSB (FDIC certificate #28515) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Trusttexas Bank SSB
Trusttexas Bank SSB holds $391M in total assets and $333M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,832nd-largest of the 3,960 FDIC-insured banks we track — in the top 46% by size. Those figures come from Trusttexas Bank SSB's latest FDIC call report (cert #28515); it is a local community institution, with $100 million to $1 billion in assets.