Is Trusttexas Bank SSB Safe?
Trusttexas Bank SSB has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.95% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 48.32% | 100/100 |
| Return on Assets | -0.73% | 0/100 |
| Total Assets | $0.4B | |
How does Trusttexas Bank SSB compare?
With a Bank Health Score of 88/100, Trusttexas Bank SSB sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Trusttexas Bank SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 21.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Trusttexas Bank SSB's Bank Health Score improved by 4.0 points to 88/100. Tier 1 capital weakened by 1.85 percentage points to 21.95%.
Trusttexas Bank SSB has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).