How Big Is Texas Advantage Cmty Bank NA?
Texas Advantage Cmty Bank NA holds $196M in total assets and $175M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,669th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Texas Advantage Cmty Bank NA's latest FDIC call report (cert #58450); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Texas Advantage Cmty Bank NA?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Texas Advantage Cmty Bank NA Size at a Glance
- Total assets
- $196M
- Total deposits
- $175M
- Domestic deposits
- $175M
- Size class
- community bank
- Rank by assets
- #2,669 of 3,960
- Headquarters
- Alvin, Texas
Source: FDIC Call Report data (cert #58450). Figures reflect the latest reported quarter.
With $196M in total assets, Texas Advantage Cmty Bank NA is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 2,669th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $175M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.90% | 100/100 |
| Nonperforming Loan Ratio | 1.04% | 79/100 |
| Liquidity Ratio | 38.10% | 100/100 |
| Return on Assets | 0.67% | 47/100 |
| Total Assets | $0.2B | |
How does Texas Advantage Cmty Bank NA compare?
With a Bank Health Score of 88/100, Texas Advantage Cmty Bank NA sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas Advantage Cmty Bank NA ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.04% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Texas Advantage Cmty Bank NA's Bank Health Score fell by 3.0 points to 88/100. Tier 1 capital weakened by 5.45 percentage points to 17.90%. Quarter-over-quarter, the score rose by 1.0 points.
Frequently Asked Questions
Texas Advantage Cmty Bank NA holds $196M in total assets and $175M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,669th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Texas Advantage Cmty Bank NA's latest FDIC call report (cert #58450); it is a local community institution, with $100 million to $1 billion in assets.
Texas Advantage Cmty Bank NA ranks 2,669th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $196M in assets classify it as a community bank.
Texas Advantage Cmty Bank NA reports $196M in total assets and $175M in total deposits ($175M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Texas Advantage Cmty Bank NA earns a Bank Health Score of 88/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $196M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Texas Advantage Cmty Bank NA (FDIC certificate #58450) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Texas Advantage Cmty Bank NA
Texas Advantage Cmty Bank NA holds $196M in total assets and $175M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,669th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Texas Advantage Cmty Bank NA's latest FDIC call report (cert #58450); it is a local community institution, with $100 million to $1 billion in assets.