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Is Texas Advantage Cmty Bank NA Safe?

Texas Advantage Cmty Bank NA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio17.90%100/100
Nonperforming Loan Ratio1.04%79/100
Liquidity Ratio38.10%100/100
Return on Assets0.67%47/100
Total Assets$0.2B

How does Texas Advantage Cmty Bank NA compare?

With a Bank Health Score of 88/100, Texas Advantage Cmty Bank NA sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas Advantage Cmty Bank NA ranks above the state average of 74/100 (Grade B).

The bank's Tier 1 capital ratio of 17.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.04% is in a normal range for a bank this size.

What changed in the last year?

Over the last four quarters, Texas Advantage Cmty Bank NA's Bank Health Score fell by 3.0 points to 88/100. Tier 1 capital weakened by 5.45 percentage points to 17.90%. Quarter-over-quarter, the score rose by 1.0 points.

Texas Advantage Cmty Bank NA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).