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How Big Is Old Fort Banking Co?

Old Fort Banking Co holds $821M in total assets and $780M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,089th-largest of the 3,960 FDIC-insured banks we track — in the top 27% by size. Those figures come from Old Fort Banking Co's latest FDIC call report (cert #10255); it is a local community institution, with $100 million to $1 billion in assets.

This page answers a common banking-safety question: How Big Is Old Fort Banking Co?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.

The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.

Old Fort Banking Co Size at a Glance

Total assets
$821M
Total deposits
$780M
Domestic deposits
$780M
Size class
community bank
Rank by assets
#1,089 of 3,960
Headquarters
Old Fort, Ohio

Source: FDIC Call Report data (cert #10255). Figures reflect the latest reported quarter.

With $821M in total assets, Old Fort Banking Co is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,089th-largest of the 3,960 FDIC-insured banks we track, in the top 27% by size. The bank funds those assets largely with $780M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.

Key Data

MetricValueScore
Tier 1 Capital Ratio14.13%93/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio42.91%100/100
Return on Assets0.70%48/100
Total Assets$0.8B

How does Old Fort Banking Co compare?

With a Bank Health Score of 92/100, Old Fort Banking Co sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Old Fort Banking Co ranks above the state average of 67/100 (Grade B).

The bank's Tier 1 capital ratio of 14.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Old Fort Banking Co's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital weakened by 0.69 percentage points to 14.13%. Quarter-over-quarter, the score fell by 2.0 points.

Frequently Asked Questions

Old Fort Banking Co holds $821M in total assets and $780M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,089th-largest of the 3,960 FDIC-insured banks we track — in the top 27% by size. Those figures come from Old Fort Banking Co's latest FDIC call report (cert #10255); it is a local community institution, with $100 million to $1 billion in assets.

Old Fort Banking Co ranks 1,089th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 27% by size. Its $821M in assets classify it as a community bank.

Old Fort Banking Co reports $821M in total assets and $780M in total deposits ($780M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.

Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Old Fort Banking Co earns a Bank Health Score of 92/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $821M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.

Yes. Old Fort Banking Co (FDIC certificate #10255) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.

Old Fort Banking Co holds $821M in total assets and $780M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,089th-largest of the 3,960 FDIC-insured banks we track — in the top 27% by size. Those figures come from Old Fort Banking Co's latest FDIC call report (cert #10255); it is a local community institution, with $100 million to $1 billion in assets.