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Is Old Fort Banking Co Safe?

Old Fort Banking Co has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (48/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio14.13%93/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio42.91%100/100
Return on Assets0.70%48/100
Total Assets$0.8B

How does Old Fort Banking Co compare?

With a Bank Health Score of 92/100, Old Fort Banking Co sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Old Fort Banking Co ranks above the state average of 67/100 (Grade B).

The bank's Tier 1 capital ratio of 14.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Old Fort Banking Co's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital weakened by 0.69 percentage points to 14.13%. Quarter-over-quarter, the score fell by 2.0 points.

Old Fort Banking Co has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (48/100).