How Big Is Northern Stb Thief River Fal?
Northern Stb Thief River Fal holds $443M in total assets and $395M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,717th-largest of the 3,960 FDIC-insured banks we track — in the top 43% by size. Those figures come from Northern Stb Thief River Fal's latest FDIC call report (cert #15286); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Northern Stb Thief River Fal?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Northern Stb Thief River Fal Size at a Glance
- Total assets
- $443M
- Total deposits
- $395M
- Domestic deposits
- $395M
- Size class
- community bank
- Rank by assets
- #1,717 of 3,960
- Headquarters
- Thief River Fall, Minnesota
Source: FDIC Call Report data (cert #15286). Figures reflect the latest reported quarter.
With $443M in total assets, Northern Stb Thief River Fal is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,717th-largest of the 3,960 FDIC-insured banks we track, in the top 43% by size. The bank funds those assets largely with $395M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.46% | 100/100 |
| Nonperforming Loan Ratio | 0.95% | 81/100 |
| Liquidity Ratio | 56.43% | 100/100 |
| Return on Assets | 1.48% | 79/100 |
| Total Assets | $0.4B | |
How does Northern Stb Thief River Fal compare?
With a Bank Health Score of 92/100, Northern Stb Thief River Fal sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Northern Stb Thief River Fal ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 25.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.95% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Northern Stb Thief River Fal's Bank Health Score fell by 5.0 points to 92/100. Tier 1 capital strengthened by 0.99 percentage points to 25.46%. Quarter-over-quarter, the score rose by 2.0 points.
Frequently Asked Questions
Northern Stb Thief River Fal holds $443M in total assets and $395M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,717th-largest of the 3,960 FDIC-insured banks we track — in the top 43% by size. Those figures come from Northern Stb Thief River Fal's latest FDIC call report (cert #15286); it is a local community institution, with $100 million to $1 billion in assets.
Northern Stb Thief River Fal ranks 1,717th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 43% by size. Its $443M in assets classify it as a community bank.
Northern Stb Thief River Fal reports $443M in total assets and $395M in total deposits ($395M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Northern Stb Thief River Fal earns a Bank Health Score of 92/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $443M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Northern Stb Thief River Fal (FDIC certificate #15286) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Northern Stb Thief River Fal
Northern Stb Thief River Fal holds $443M in total assets and $395M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,717th-largest of the 3,960 FDIC-insured banks we track — in the top 43% by size. Those figures come from Northern Stb Thief River Fal's latest FDIC call report (cert #15286); it is a local community institution, with $100 million to $1 billion in assets.