Is Northern Stb Thief River Fal Safe?
Northern Stb Thief River Fal has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.46% | 100/100 |
| Nonperforming Loan Ratio | 0.95% | 81/100 |
| Liquidity Ratio | 56.43% | 100/100 |
| Return on Assets | 1.48% | 79/100 |
| Total Assets | $0.4B | |
How does Northern Stb Thief River Fal compare?
With a Bank Health Score of 92/100, Northern Stb Thief River Fal sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Northern Stb Thief River Fal ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 25.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.95% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Northern Stb Thief River Fal's Bank Health Score fell by 5.0 points to 92/100. Tier 1 capital strengthened by 0.99 percentage points to 25.46%. Quarter-over-quarter, the score rose by 2.0 points.
Northern Stb Thief River Fal has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (79/100).