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BankHealth

NORTHERN STB THIEF RIVER FAL

THIEF RIVER FALL, MINNESOTA · FDIC Cert #15286

A
Health Score
92/100
$443M
Total Assets
$395M
Total Deposits
25.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTHERN STB THIEF RIVER FAL holds a Tier 1 capital ratio of 25.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHERN STB THIEF RIVER FAL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.95%
Nonperforming Loans
Low — healthy loan portfolio
56.43%
Liquidity Ratio
Strong — can meet withdrawal demands
1.48%
Return on Assets
Profitable — earning well on assets
$395M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHERN STB THIEF RIVER FAL shows strong financial health indicators. With $443M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHERN STB THIEF RIVER FAL has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 25.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHERN STB THIEF RIVER FAL holds $443M in total assets and $395M in total deposits. It is located in THIEF RIVER FALL, MINNESOTA (FDIC Certificate #15286).

NORTHERN STB THIEF RIVER FAL has a Tier 1 capital ratio of 25.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.48%.

Yes. NORTHERN STB THIEF RIVER FAL is FDIC-insured (Certificate #15286). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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