How Big Is Mid-Missouri Bank?
Mid-Missouri Bank holds $931M in total assets and $843M in deposits, making it a community bank by U.S. standards. By total assets it is the 990th-largest of the 3,960 FDIC-insured banks we track — in the top 25% by size. Those figures come from Mid-Missouri Bank's latest FDIC call report (cert #15584); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Mid-Missouri Bank?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Mid-Missouri Bank Size at a Glance
- Total assets
- $931M
- Total deposits
- $843M
- Domestic deposits
- $843M
- Size class
- community bank
- Rank by assets
- #990 of 3,960
- Headquarters
- Springfield, Missouri
Source: FDIC Call Report data (cert #15584). Figures reflect the latest reported quarter.
With $931M in total assets, Mid-Missouri Bank is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 990th-largest of the 3,960 FDIC-insured banks we track, in the top 25% by size. The bank funds those assets largely with $843M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.88% | 84/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 23.45% | 74/100 |
| Return on Assets | 1.90% | 96/100 |
| Total Assets | $0.9B | |
How does Mid-Missouri Bank compare?
With a Bank Health Score of 87/100, Mid-Missouri Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Mid-Missouri Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 12.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mid-Missouri Bank's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital was essentially flat at 12.88%. Quarter-over-quarter, the score rose by 1.0 points.
Frequently Asked Questions
Mid-Missouri Bank holds $931M in total assets and $843M in deposits, making it a community bank by U.S. standards. By total assets it is the 990th-largest of the 3,960 FDIC-insured banks we track — in the top 25% by size. Those figures come from Mid-Missouri Bank's latest FDIC call report (cert #15584); it is a local community institution, with $100 million to $1 billion in assets.
Mid-Missouri Bank ranks 990th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 25% by size. Its $931M in assets classify it as a community bank.
Mid-Missouri Bank reports $931M in total assets and $843M in total deposits ($843M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Mid-Missouri Bank earns a Bank Health Score of 87/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $931M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Mid-Missouri Bank (FDIC certificate #15584) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Mid-Missouri Bank
Mid-Missouri Bank holds $931M in total assets and $843M in deposits, making it a community bank by U.S. standards. By total assets it is the 990th-largest of the 3,960 FDIC-insured banks we track — in the top 25% by size. Those figures come from Mid-Missouri Bank's latest FDIC call report (cert #15584); it is a local community institution, with $100 million to $1 billion in assets.