Is Mid-Missouri Bank Safe?
Mid-Missouri Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while liquidity is its weakest area (74/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.88% | 84/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 23.45% | 74/100 |
| Return on Assets | 1.90% | 96/100 |
| Total Assets | $0.9B | |
How does Mid-Missouri Bank compare?
With a Bank Health Score of 87/100, Mid-Missouri Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Mid-Missouri Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 12.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mid-Missouri Bank's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital was essentially flat at 12.88%. Quarter-over-quarter, the score rose by 1.0 points.
Mid-Missouri Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while liquidity is its weakest area (74/100).