How Big Is Lamesa National Bank?
Lamesa National Bank holds $384M in total assets and $346M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,857th-largest of the 3,960 FDIC-insured banks we track — in the top 47% by size. Those figures come from Lamesa National Bank's latest FDIC call report (cert #3292); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Lamesa National Bank?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Lamesa National Bank Size at a Glance
- Total assets
- $384M
- Total deposits
- $346M
- Domestic deposits
- $346M
- Size class
- community bank
- Rank by assets
- #1,857 of 3,960
- Headquarters
- Lamesa, Texas
Source: FDIC Call Report data (cert #3292). Figures reflect the latest reported quarter.
With $384M in total assets, Lamesa National Bank is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,857th-largest of the 3,960 FDIC-insured banks we track, in the top 47% by size. The bank funds those assets largely with $346M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.22% | 100/100 |
| Nonperforming Loan Ratio | 1.37% | 73/100 |
| Liquidity Ratio | 77.98% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $0.4B | |
How does Lamesa National Bank compare?
With a Bank Health Score of 88/100, Lamesa National Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Lamesa National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 28.22% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.37% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Lamesa National Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 0.80 percentage points to 28.22%. Quarter-over-quarter, the score rose by 3.0 points.
Frequently Asked Questions
Lamesa National Bank holds $384M in total assets and $346M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,857th-largest of the 3,960 FDIC-insured banks we track — in the top 47% by size. Those figures come from Lamesa National Bank's latest FDIC call report (cert #3292); it is a local community institution, with $100 million to $1 billion in assets.
Lamesa National Bank ranks 1,857th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 47% by size. Its $384M in assets classify it as a community bank.
Lamesa National Bank reports $384M in total assets and $346M in total deposits ($346M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Lamesa National Bank earns a Bank Health Score of 88/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $384M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Lamesa National Bank (FDIC certificate #3292) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Lamesa National Bank
Lamesa National Bank holds $384M in total assets and $346M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,857th-largest of the 3,960 FDIC-insured banks we track — in the top 47% by size. Those figures come from Lamesa National Bank's latest FDIC call report (cert #3292); it is a local community institution, with $100 million to $1 billion in assets.