Is Lamesa National Bank Safe?
Lamesa National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.22% | 100/100 |
| Nonperforming Loan Ratio | 1.37% | 73/100 |
| Liquidity Ratio | 77.98% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $0.4B | |
How does Lamesa National Bank compare?
With a Bank Health Score of 88/100, Lamesa National Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Lamesa National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 28.22% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.37% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Lamesa National Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 0.80 percentage points to 28.22%. Quarter-over-quarter, the score rose by 3.0 points.
Lamesa National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).