How Big Is JPMorgan Chase Bank NA?
JPMorgan Chase Bank NA holds $3.5T in total assets and $2.5T in deposits, making it a mega-bank by U.S. standards. By total assets it is the 1st-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from JPMorgan Chase Bank NA's latest FDIC call report (cert #628); it is one of the largest financial institutions in the country, with over $250 billion in assets.
This page answers a common banking-safety question: How Big Is JPMorgan Chase Bank NA?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
JPMorgan Chase Bank NA Size at a Glance
- Total assets
- $3.5T
- Total deposits
- $2.5T
- Domestic deposits
- $2.0T
- Size class
- mega-bank
- Rank by assets
- #1 of 3,960
- Headquarters
- Columbus, Ohio
Source: FDIC Call Report data (cert #628). Figures reflect the latest reported quarter.
With $3.5T in total assets, JPMorgan Chase Bank NA is one of the largest financial institutions in the country, with over $250 billion in assets. Nationally, that makes it the 1st-largest of the 3,960 FDIC-insured banks we track, in the top 0% by size. The bank funds those assets largely with $2.5T in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.37% | 100/100 |
| Nonperforming Loan Ratio | 0.78% | 84/100 |
| Liquidity Ratio | 32.07% | 100/100 |
| Return on Assets | 2.12% | 100/100 |
| Total Assets | $3510.5B | |
How does JPMorgan Chase Bank NA compare?
With a Bank Health Score of 95/100, JPMorgan Chase Bank NA sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, JPMorgan Chase Bank NA ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 16.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.78% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, JPMorgan Chase Bank NA's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.89 percentage points to 16.37%. Quarter-over-quarter, the score rose by 1.0 points.
Frequently Asked Questions
JPMorgan Chase Bank NA holds $3.5T in total assets and $2.5T in deposits, making it a mega-bank by U.S. standards. By total assets it is the 1st-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from JPMorgan Chase Bank NA's latest FDIC call report (cert #628); it is one of the largest financial institutions in the country, with over $250 billion in assets.
JPMorgan Chase Bank NA ranks 1st by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 0% by size. Its $3.5T in assets classify it as a mega-bank.
JPMorgan Chase Bank NA reports $3.5T in total assets and $2.5T in total deposits ($2.0T of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. JPMorgan Chase Bank NA earns a Bank Health Score of 95/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $3.5T asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. JPMorgan Chase Bank NA (FDIC certificate #628) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about JPMorgan Chase Bank NA
JPMorgan Chase Bank NA holds $3.5T in total assets and $2.5T in deposits, making it a mega-bank by U.S. standards. By total assets it is the 1st-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from JPMorgan Chase Bank NA's latest FDIC call report (cert #628); it is one of the largest financial institutions in the country, with over $250 billion in assets.