Is JPMorgan Chase Bank NA Safe?
JPMorgan Chase Bank NA has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.37% | 100/100 |
| Nonperforming Loan Ratio | 0.78% | 84/100 |
| Liquidity Ratio | 32.07% | 100/100 |
| Return on Assets | 2.12% | 100/100 |
| Total Assets | $3510.5B | |
How does JPMorgan Chase Bank NA compare?
With a Bank Health Score of 95/100, JPMorgan Chase Bank NA sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, JPMorgan Chase Bank NA ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 16.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.78% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, JPMorgan Chase Bank NA's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.89 percentage points to 16.37%. Quarter-over-quarter, the score rose by 1.0 points.
JPMorgan Chase Bank NA has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).