How Big Is HSBC Bank USA National Assn?
HSBC Bank USA National Assn holds $159.0B in total assets and $131.9B in deposits, making it a large bank by U.S. standards. By total assets it is the 23rd-largest of the 3,960 FDIC-insured banks we track — in the top 1% by size. Those figures come from HSBC Bank USA National Assn's latest FDIC call report (cert #57890); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.
This page answers a common banking-safety question: How Big Is HSBC Bank USA National Assn?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
HSBC Bank USA National Assn Size at a Glance
- Total assets
- $159.0B
- Total deposits
- $131.9B
- Domestic deposits
- $124.4B
- Size class
- large bank
- Rank by assets
- #23 of 3,960
- Headquarters
- Tysons, Virginia
Source: FDIC Call Report data (cert #57890). Figures reflect the latest reported quarter.
With $159.0B in total assets, HSBC Bank USA National Assn is a regional or super-regional bank, with $10 billion to $250 billion in assets. Nationally, that makes it the 23rd-largest of the 3,960 FDIC-insured banks we track, in the top 1% by size. The bank funds those assets largely with $131.9B in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.29% | 100/100 |
| Nonperforming Loan Ratio | 1.41% | 72/100 |
| Liquidity Ratio | 45.42% | 100/100 |
| Return on Assets | 0.98% | 59/100 |
| Total Assets | $159.0B | |
How does HSBC Bank USA National Assn compare?
With a Bank Health Score of 87/100, HSBC Bank USA National Assn sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, HSBC Bank USA National Assn ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.41% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, HSBC Bank USA National Assn's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital weakened by 0.54 percentage points to 16.29%.
Frequently Asked Questions
HSBC Bank USA National Assn holds $159.0B in total assets and $131.9B in deposits, making it a large bank by U.S. standards. By total assets it is the 23rd-largest of the 3,960 FDIC-insured banks we track — in the top 1% by size. Those figures come from HSBC Bank USA National Assn's latest FDIC call report (cert #57890); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.
HSBC Bank USA National Assn ranks 23rd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 1% by size. Its $159.0B in assets classify it as a large bank.
HSBC Bank USA National Assn reports $159.0B in total assets and $131.9B in total deposits ($124.4B of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. HSBC Bank USA National Assn earns a Bank Health Score of 87/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $159.0B asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. HSBC Bank USA National Assn (FDIC certificate #57890) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about HSBC Bank USA National Assn
HSBC Bank USA National Assn holds $159.0B in total assets and $131.9B in deposits, making it a large bank by U.S. standards. By total assets it is the 23rd-largest of the 3,960 FDIC-insured banks we track — in the top 1% by size. Those figures come from HSBC Bank USA National Assn's latest FDIC call report (cert #57890); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.