HSBC BANK USA NATIONAL ASSN
TYSONS, VIRGINIA · FDIC Cert #57890
Capital & Safety Analysis
According to FDIC financial data, HSBC BANK USA NATIONAL ASSN holds a Tier 1 capital ratio of 16.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HSBC BANK USA NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HSBC BANK USA NATIONAL ASSN shows strong financial health indicators. With $159.0B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HSBC BANK USA NATIONAL ASSN has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 16.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HSBC BANK USA NATIONAL ASSN holds $159.0B in total assets and $131.9B in total deposits. It is located in TYSONS, VIRGINIA (FDIC Certificate #57890).
HSBC BANK USA NATIONAL ASSN has a Tier 1 capital ratio of 16.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.41%, and the return on assets is 0.98%.
Yes. HSBC BANK USA NATIONAL ASSN is FDIC-insured (Certificate #57890). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.