Is HSBC Bank USA National Assn Safe?
HSBC Bank USA National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.29% | 100/100 |
| Nonperforming Loan Ratio | 1.41% | 72/100 |
| Liquidity Ratio | 45.42% | 100/100 |
| Return on Assets | 0.98% | 59/100 |
| Total Assets | $159.0B | |
How does HSBC Bank USA National Assn compare?
With a Bank Health Score of 87/100, HSBC Bank USA National Assn sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, HSBC Bank USA National Assn ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.41% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, HSBC Bank USA National Assn's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital weakened by 0.54 percentage points to 16.29%.
HSBC Bank USA National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).