How Big Is Global Innovations Bank?
Global Innovations Bank holds $73M in total assets and $65M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,556th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Global Innovations Bank's latest FDIC call report (cert #5175); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Global Innovations Bank?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Global Innovations Bank Size at a Glance
- Total assets
- $73M
- Total deposits
- $65M
- Domestic deposits
- $65M
- Size class
- small bank
- Rank by assets
- #3,556 of 3,960
- Headquarters
- Kiester, Minnesota
Source: FDIC Call Report data (cert #5175). Figures reflect the latest reported quarter.
With $73M in total assets, Global Innovations Bank is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,556th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $65M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.54% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 27.96% | 92/100 |
| Return on Assets | 1.65% | 86/100 |
| Total Assets | $0.1B | |
How does Global Innovations Bank compare?
With a Bank Health Score of 96/100, Global Innovations Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Global Innovations Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 22.54% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Global Innovations Bank's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital weakened by 11.90 percentage points to 22.54%. Quarter-over-quarter, the score rose by 3.0 points.
Frequently Asked Questions
Global Innovations Bank holds $73M in total assets and $65M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,556th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Global Innovations Bank's latest FDIC call report (cert #5175); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Global Innovations Bank ranks 3,556th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $73M in assets classify it as a small bank.
Global Innovations Bank reports $73M in total assets and $65M in total deposits ($65M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Global Innovations Bank earns a Bank Health Score of 96/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $73M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Global Innovations Bank (FDIC certificate #5175) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Global Innovations Bank
Global Innovations Bank holds $73M in total assets and $65M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,556th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Global Innovations Bank's latest FDIC call report (cert #5175); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.