Is Global Innovations Bank Safe?
Global Innovations Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (86/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.54% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 27.96% | 92/100 |
| Return on Assets | 1.65% | 86/100 |
| Total Assets | $0.1B | |
How does Global Innovations Bank compare?
With a Bank Health Score of 96/100, Global Innovations Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Global Innovations Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 22.54% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Global Innovations Bank's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital weakened by 11.90 percentage points to 22.54%. Quarter-over-quarter, the score rose by 3.0 points.
Global Innovations Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (86/100).