GLOBAL INNOVATIONS BANK
KIESTER, MINNESOTA · FDIC Cert #5175
Capital & Safety Analysis
According to FDIC financial data, GLOBAL INNOVATIONS BANK holds a Tier 1 capital ratio of 22.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GLOBAL INNOVATIONS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GLOBAL INNOVATIONS BANK shows strong financial health indicators. With $73M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GLOBAL INNOVATIONS BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 22.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GLOBAL INNOVATIONS BANK holds $73M in total assets and $65M in total deposits. It is located in KIESTER, MINNESOTA (FDIC Certificate #5175).
GLOBAL INNOVATIONS BANK has a Tier 1 capital ratio of 22.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 1.65%.
Yes. GLOBAL INNOVATIONS BANK is FDIC-insured (Certificate #5175). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.