How Big Is Firstbank Puerto Rico?
Firstbank Puerto Rico holds $18.9B in total assets and $16.6B in deposits, making it a large bank by U.S. standards. By total assets it is the 93rd-largest of the 3,960 FDIC-insured banks we track — in the top 2% by size. Those figures come from Firstbank Puerto Rico's latest FDIC call report (cert #30387); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.
This page answers a common banking-safety question: How Big Is Firstbank Puerto Rico?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Firstbank Puerto Rico Size at a Glance
- Total assets
- $18.9B
- Total deposits
- $16.6B
- Domestic deposits
- $16.3B
- Size class
- large bank
- Rank by assets
- #93 of 3,960
- Headquarters
- Santurce, Puerto Rico
Source: FDIC Call Report data (cert #30387). Figures reflect the latest reported quarter.
With $18.9B in total assets, Firstbank Puerto Rico is a regional or super-regional bank, with $10 billion to $250 billion in assets. Nationally, that makes it the 93rd-largest of the 3,960 FDIC-insured banks we track, in the top 2% by size. The bank funds those assets largely with $16.6B in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.97% | 100/100 |
| Nonperforming Loan Ratio | 1.16% | 77/100 |
| Liquidity Ratio | 31.21% | 100/100 |
| Return on Assets | 2.12% | 100/100 |
| Total Assets | $18.9B | |
How does Firstbank Puerto Rico compare?
With a Bank Health Score of 93/100, Firstbank Puerto Rico sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Puerto Rico, where 4 FDIC-insured banks are headquartered, Firstbank Puerto Rico ranks above the state average of 88/100 (Grade A).
The bank's Tier 1 capital ratio of 15.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.16% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Firstbank Puerto Rico's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital weakened by 0.44 percentage points to 15.97%.
Frequently Asked Questions
Firstbank Puerto Rico holds $18.9B in total assets and $16.6B in deposits, making it a large bank by U.S. standards. By total assets it is the 93rd-largest of the 3,960 FDIC-insured banks we track — in the top 2% by size. Those figures come from Firstbank Puerto Rico's latest FDIC call report (cert #30387); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.
Firstbank Puerto Rico ranks 93rd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 2% by size. Its $18.9B in assets classify it as a large bank.
Firstbank Puerto Rico reports $18.9B in total assets and $16.6B in total deposits ($16.3B of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Firstbank Puerto Rico earns a Bank Health Score of 93/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $18.9B asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Firstbank Puerto Rico (FDIC certificate #30387) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Firstbank Puerto Rico
Firstbank Puerto Rico holds $18.9B in total assets and $16.6B in deposits, making it a large bank by U.S. standards. By total assets it is the 93rd-largest of the 3,960 FDIC-insured banks we track — in the top 2% by size. Those figures come from Firstbank Puerto Rico's latest FDIC call report (cert #30387); it is a regional or super-regional bank, with $10 billion to $250 billion in assets.