Is Firstbank Puerto Rico Safe?
Firstbank Puerto Rico has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.97% | 100/100 |
| Nonperforming Loan Ratio | 1.16% | 77/100 |
| Liquidity Ratio | 31.21% | 100/100 |
| Return on Assets | 2.12% | 100/100 |
| Total Assets | $18.9B | |
How does Firstbank Puerto Rico compare?
With a Bank Health Score of 93/100, Firstbank Puerto Rico sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Puerto Rico, where 4 FDIC-insured banks are headquartered, Firstbank Puerto Rico ranks above the state average of 88/100 (Grade A).
The bank's Tier 1 capital ratio of 15.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.16% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Firstbank Puerto Rico's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital weakened by 0.44 percentage points to 15.97%.
Firstbank Puerto Rico has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).