FIRSTBANK PUERTO RICO
SANTURCE, PUERTO RICO · FDIC Cert #30387
Capital & Safety Analysis
According to FDIC financial data, FIRSTBANK PUERTO RICO holds a Tier 1 capital ratio of 15.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRSTBANK PUERTO RICO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRSTBANK PUERTO RICO shows strong financial health indicators. With $18.9B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRSTBANK PUERTO RICO has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 15.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRSTBANK PUERTO RICO holds $18.9B in total assets and $16.6B in total deposits. It is located in SANTURCE, PUERTO RICO (FDIC Certificate #30387).
FIRSTBANK PUERTO RICO has a Tier 1 capital ratio of 15.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.16%, and the return on assets is 2.12%.
Yes. FIRSTBANK PUERTO RICO is FDIC-insured (Certificate #30387). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.