How Big Is First State Bank of Uvalde?
First State Bank of Uvalde holds $1.9B in total assets and $1.7B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 572nd-largest of the 3,960 FDIC-insured banks we track — in the top 14% by size. Those figures come from First State Bank of Uvalde's latest FDIC call report (cert #9978); it is a strong regional or community bank, with $1 billion to $10 billion in assets.
This page answers a common banking-safety question: How Big Is First State Bank of Uvalde?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
First State Bank of Uvalde Size at a Glance
- Total assets
- $1.9B
- Total deposits
- $1.7B
- Domestic deposits
- $1.7B
- Size class
- mid-size bank
- Rank by assets
- #572 of 3,960
- Headquarters
- Uvalde, Texas
Source: FDIC Call Report data (cert #9978). Figures reflect the latest reported quarter.
With $1.9B in total assets, First State Bank of Uvalde is a strong regional or community bank, with $1 billion to $10 billion in assets. Nationally, that makes it the 572nd-largest of the 3,960 FDIC-insured banks we track, in the top 14% by size. The bank funds those assets largely with $1.7B in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.45% | 100/100 |
| Nonperforming Loan Ratio | 1.71% | 66/100 |
| Liquidity Ratio | 61.26% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $1.9B | |
How does First State Bank of Uvalde compare?
With a Bank Health Score of 87/100, First State Bank of Uvalde sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First State Bank of Uvalde ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 28.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.71% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First State Bank of Uvalde's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital strengthened by 1.80 percentage points to 28.45%.
Frequently Asked Questions
First State Bank of Uvalde holds $1.9B in total assets and $1.7B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 572nd-largest of the 3,960 FDIC-insured banks we track — in the top 14% by size. Those figures come from First State Bank of Uvalde's latest FDIC call report (cert #9978); it is a strong regional or community bank, with $1 billion to $10 billion in assets.
First State Bank of Uvalde ranks 572nd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 14% by size. Its $1.9B in assets classify it as a mid-size bank.
First State Bank of Uvalde reports $1.9B in total assets and $1.7B in total deposits ($1.7B of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. First State Bank of Uvalde earns a Bank Health Score of 87/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $1.9B asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. First State Bank of Uvalde (FDIC certificate #9978) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about First State Bank of Uvalde
First State Bank of Uvalde holds $1.9B in total assets and $1.7B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 572nd-largest of the 3,960 FDIC-insured banks we track — in the top 14% by size. Those figures come from First State Bank of Uvalde's latest FDIC call report (cert #9978); it is a strong regional or community bank, with $1 billion to $10 billion in assets.