Is First State Bank of Uvalde Safe?
First State Bank of Uvalde has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.45% | 100/100 |
| Nonperforming Loan Ratio | 1.71% | 66/100 |
| Liquidity Ratio | 61.26% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $1.9B | |
How does First State Bank of Uvalde compare?
With a Bank Health Score of 87/100, First State Bank of Uvalde sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First State Bank of Uvalde ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 28.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.71% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First State Bank of Uvalde's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital strengthened by 1.80 percentage points to 28.45%.
First State Bank of Uvalde has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (66/100).