Washington Tr Co of Westerly vs Bank Rhode Island
Side-by-side bank health comparison using FDIC financial data
Verdict
Washington Tr Co of Westerly has a stronger Bank Health Score of 66/100 (B) compared to Bank Rhode Island at 61/100 (C), a difference of 5 points. Washington Tr Co of Westerly holds a Tier 1 capital ratio of 10.90% and an NPL ratio of 0.54%.
| Metric | Washington Tr Co of Westerly | Bank Rhode Island |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 66/100 (B)* | 61/100 (C) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 10.9%* | 10.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.5%* | 0.7% |
| Liquidity Ratio Cash and liquid assets vs obligations | 14.8%* | 10.8% |
| Return on Assets Profitability metric (above 1% is strong) | 0.8% | 1.2%* |
| Total Assets | $7.2B | $3.4B |
| Total Deposits | $5.0B | $2.5B |
| Location | Westerly, Rhode Island | Providence, Rhode Island |
Washington Tr Co of Westerly has a stronger Bank Health Score of 66/100 (B) compared to Bank Rhode Island at 61/100 (C), a difference of 5 points. Washington Tr Co of Westerly holds a Tier 1 capital ratio of 10.90% and an NPL ratio of 0.54%.