BANK RHODE ISLAND
PROVIDENCE, RHODE ISLAND · FDIC Cert #34147
Capital & Safety Analysis
According to FDIC financial data, BANK RHODE ISLAND holds a Tier 1 capital ratio of 10.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK RHODE ISLAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK RHODE ISLAND shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK RHODE ISLAND has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK RHODE ISLAND holds $3.4B in total assets and $2.5B in total deposits. It is located in PROVIDENCE, RHODE ISLAND (FDIC Certificate #34147).
BANK RHODE ISLAND has a Tier 1 capital ratio of 10.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 1.20%.
Yes. BANK RHODE ISLAND is FDIC-insured (Certificate #34147). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.