WASHINGTON TR CO OF WESTERLY
WESTERLY, RHODE ISLAND · FDIC Cert #23623
Capital & Safety Analysis
According to FDIC financial data, WASHINGTON TR CO OF WESTERLY holds a Tier 1 capital ratio of 10.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WASHINGTON TR CO OF WESTERLY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WASHINGTON TR CO OF WESTERLY shows strong financial health indicators. With $7.2B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WASHINGTON TR CO OF WESTERLY has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WASHINGTON TR CO OF WESTERLY holds $7.2B in total assets and $5.0B in total deposits. It is located in WESTERLY, RHODE ISLAND (FDIC Certificate #23623).
WASHINGTON TR CO OF WESTERLY has a Tier 1 capital ratio of 10.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.80%.
Yes. WASHINGTON TR CO OF WESTERLY is FDIC-insured (Certificate #23623). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.