Twin River Bank vs First FSB of Twin Falls
Side-by-side bank health comparison using FDIC financial data
Verdict
Twin River Bank has a stronger Bank Health Score of 87/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 1 points. Twin River Bank holds a Tier 1 capital ratio of 15.00% and an NPL ratio of 0.13%.
| Metric | Twin River Bank | First FSB of Twin Falls |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 87/100 (A)* | 86/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.0%* | 12.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 17.8% | 30.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 3.6%* | 0.4% |
| Total Assets | $141M | $1.6B |
| Total Deposits | $124M | $1.3B |
| Location | Lewiston, Idaho | Twin Falls, Idaho |
Twin River Bank has a stronger Bank Health Score of 87/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 1 points. Twin River Bank holds a Tier 1 capital ratio of 15.00% and an NPL ratio of 0.13%.