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BankHealth

FIRST FSB OF TWIN FALLS

TWIN FALLS, IDAHO · FDIC Cert #28845

A
Health Score
86/100
$1.6B
Total Assets
$1.3B
Total Deposits
12.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FSB OF TWIN FALLS holds a Tier 1 capital ratio of 12.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FSB OF TWIN FALLS has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
30.40%
Liquidity Ratio
Strong — can meet withdrawal demands
0.44%
Return on Assets
Low profitability
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FSB OF TWIN FALLS shows strong financial health indicators. With $1.6B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FSB OF TWIN FALLS has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 12.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FSB OF TWIN FALLS holds $1.6B in total assets and $1.3B in total deposits. It is located in TWIN FALLS, IDAHO (FDIC Certificate #28845).

FIRST FSB OF TWIN FALLS has a Tier 1 capital ratio of 12.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.44%.

Yes. FIRST FSB OF TWIN FALLS is FDIC-insured (Certificate #28845). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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