TWIN RIVER BANK
LEWISTON, IDAHO · FDIC Cert #22993
Capital & Safety Analysis
According to FDIC financial data, TWIN RIVER BANK holds a Tier 1 capital ratio of 15.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TWIN RIVER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TWIN RIVER BANK shows strong financial health indicators. With $141M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TWIN RIVER BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TWIN RIVER BANK holds $141M in total assets and $124M in total deposits. It is located in LEWISTON, IDAHO (FDIC Certificate #22993).
TWIN RIVER BANK has a Tier 1 capital ratio of 15.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 3.65%.
Yes. TWIN RIVER BANK is FDIC-insured (Certificate #22993). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.