State Bank Northwest vs Timberland Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
State Bank Northwest has a stronger Bank Health Score of 92/100 (A) compared to Timberland Bank at 88/100 (A), a difference of 4 points. State Bank Northwest holds a Tier 1 capital ratio of 14.57% and an NPL ratio of 0.00%.
| Metric | State Bank Northwest | Timberland Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 88/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.6% | 17.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 23.0%* | 21.8% |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 1.6% |
| Total Assets | $227M | $1.9B |
| Total Deposits | $195M | $1.6B |
| Location | Spokane Valley, Washington | Hoquiam, Washington |
State Bank Northwest has a stronger Bank Health Score of 92/100 (A) compared to Timberland Bank at 88/100 (A), a difference of 4 points. State Bank Northwest holds a Tier 1 capital ratio of 14.57% and an NPL ratio of 0.00%.