STATE BANK NORTHWEST
SPOKANE VALLEY, WASHINGTON · FDIC Cert #2945
Capital & Safety Analysis
According to FDIC financial data, STATE BANK NORTHWEST holds a Tier 1 capital ratio of 14.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK NORTHWEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK NORTHWEST shows strong financial health indicators. With $227M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK NORTHWEST has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK NORTHWEST holds $227M in total assets and $195M in total deposits. It is located in SPOKANE VALLEY, WASHINGTON (FDIC Certificate #2945).
STATE BANK NORTHWEST has a Tier 1 capital ratio of 14.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.42%.
Yes. STATE BANK NORTHWEST is FDIC-insured (Certificate #2945). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.