Skip to main content
BankHealth

TIMBERLAND BANK

HOQUIAM, WASHINGTON · FDIC Cert #28453

A
Health Score
88/100
$1.9B
Total Assets
$1.6B
Total Deposits
17.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TIMBERLAND BANK holds a Tier 1 capital ratio of 17.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TIMBERLAND BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
21.78%
Liquidity Ratio
Strong — can meet withdrawal demands
1.56%
Return on Assets
Profitable — earning well on assets
$1.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TIMBERLAND BANK shows strong financial health indicators. With $1.9B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TIMBERLAND BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 17.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TIMBERLAND BANK holds $1.9B in total assets and $1.6B in total deposits. It is located in HOQUIAM, WASHINGTON (FDIC Certificate #28453).

TIMBERLAND BANK has a Tier 1 capital ratio of 17.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.56%.

Yes. TIMBERLAND BANK is FDIC-insured (Certificate #28453). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: