State Bank Northwest vs Baker-Boyer National Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
State Bank Northwest has a stronger Bank Health Score of 92/100 (A) compared to Baker-Boyer National Bank at 89/100 (A), a difference of 3 points. State Bank Northwest holds a Tier 1 capital ratio of 14.57% and an NPL ratio of 0.00%.
| Metric | State Bank Northwest | Baker-Boyer National Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 89/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.6%* | 14.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 23.0% | 39.5%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 0.1% |
| Total Assets | $227M | $686M |
| Total Deposits | $195M | $593M |
| Location | Spokane Valley, Washington | Walla Walla, Washington |
State Bank Northwest has a stronger Bank Health Score of 92/100 (A) compared to Baker-Boyer National Bank at 89/100 (A), a difference of 3 points. State Bank Northwest holds a Tier 1 capital ratio of 14.57% and an NPL ratio of 0.00%.