BAKER-BOYER NATIONAL BANK
WALLA WALLA, WASHINGTON · FDIC Cert #2987
Capital & Safety Analysis
According to FDIC financial data, BAKER-BOYER NATIONAL BANK holds a Tier 1 capital ratio of 14.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAKER-BOYER NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAKER-BOYER NATIONAL BANK shows strong financial health indicators. With $686M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAKER-BOYER NATIONAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 14.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAKER-BOYER NATIONAL BANK holds $686M in total assets and $593M in total deposits. It is located in WALLA WALLA, WASHINGTON (FDIC Certificate #2987).
BAKER-BOYER NATIONAL BANK has a Tier 1 capital ratio of 14.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.05%.
Yes. BAKER-BOYER NATIONAL BANK is FDIC-insured (Certificate #2987). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.