Samson Banking Co INC vs Premier Bank of the South
Side-by-side bank health comparison using FDIC financial data
Samson Banking Co INC (A) and Premier Bank of the South (A) are close on the BankHealth rubric. Asset bases: $111M versus $354M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Samson Banking Co INC has a stronger Bank Health Score of 99/100 (A) compared to Premier Bank of the South at 97/100 (A), a difference of 2 points. Samson Banking Co INC holds a Tier 1 capital ratio of 14.8% and an NPL ratio of 0.09%.
| Metric | Samson Banking Co INC | Premier Bank of the South |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.8% | 16.7%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 61.6%* | 42.5% |
| Return on Assets Profitability metric (above 1% is strong) | 2.1%* | 1.2% |
| Total Assets | $111M | $354M |
| Total Deposits | $95M | $326M |
| Location | Samson, Alabama | Cullman, Alabama |
Samson Banking Co INC has a stronger Bank Health Score of 99/100 (A) compared to Premier Bank of the South at 97/100 (A), a difference of 2 points. Samson Banking Co INC holds a Tier 1 capital ratio of 14.8% and an NPL ratio of 0.09%.