PREMIER BANK OF THE SOUTH
CULLMAN, ALABAMA · FDIC Cert #27118
Capital & Safety Analysis
According to FDIC financial data, PREMIER BANK OF THE SOUTH holds a Tier 1 capital ratio of 16.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PREMIER BANK OF THE SOUTH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PREMIER BANK OF THE SOUTH shows strong financial health indicators. With $354M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PREMIER BANK OF THE SOUTH has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 16.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PREMIER BANK OF THE SOUTH holds $354M in total assets and $326M in total deposits. It is located in CULLMAN, ALABAMA (FDIC Certificate #27118).
PREMIER BANK OF THE SOUTH has a Tier 1 capital ratio of 16.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.17%.
Yes. PREMIER BANK OF THE SOUTH is FDIC-insured (Certificate #27118). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.