SAMSON BANKING CO INC
SAMSON, ALABAMA · FDIC Cert #16185
Capital & Safety Analysis
According to FDIC financial data, SAMSON BANKING CO INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SAMSON BANKING CO INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SAMSON BANKING CO INC shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAMSON BANKING CO INC has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAMSON BANKING CO INC holds $111M in total assets and $95M in total deposits. It is located in SAMSON, ALABAMA (FDIC Certificate #16185).
SAMSON BANKING CO INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 2.14%.
Yes. SAMSON BANKING CO INC is FDIC-insured (Certificate #16185). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.