Pioneer Bank&Trust vs Dnb National Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Pioneer Bank&Trust has a stronger Bank Health Score of 97/100 (A) compared to Dnb National Bank at 96/100 (A), a difference of 1 points. Pioneer Bank&Trust holds a Tier 1 capital ratio of 16.85% and an NPL ratio of 0.01%.
| Metric | Pioneer Bank&Trust | Dnb National Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 16.8% | 21.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 45.8% | 68.2%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.3% | 1.3%* |
| Total Assets | $999M | $110M |
| Total Deposits | $821M | $98M |
| Location | Belle Fourche, South Dakota | Clear Lake, South Dakota |
Pioneer Bank&Trust has a stronger Bank Health Score of 97/100 (A) compared to Dnb National Bank at 96/100 (A), a difference of 1 points. Pioneer Bank&Trust holds a Tier 1 capital ratio of 16.85% and an NPL ratio of 0.01%.