DNB NATIONAL BANK
CLEAR LAKE, SOUTH DAKOTA · FDIC Cert #3977
Capital & Safety Analysis
According to FDIC financial data, DNB NATIONAL BANK holds a Tier 1 capital ratio of 21.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DNB NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DNB NATIONAL BANK shows strong financial health indicators. With $110M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DNB NATIONAL BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 21.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DNB NATIONAL BANK holds $110M in total assets and $98M in total deposits. It is located in CLEAR LAKE, SOUTH DAKOTA (FDIC Certificate #3977).
DNB NATIONAL BANK has a Tier 1 capital ratio of 21.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 1.28%.
Yes. DNB NATIONAL BANK is FDIC-insured (Certificate #3977). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.