PIONEER BANK&TRUST
BELLE FOURCHE, SOUTH DAKOTA · FDIC Cert #15562
Capital & Safety Analysis
According to FDIC financial data, PIONEER BANK&TRUST holds a Tier 1 capital ratio of 16.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PIONEER BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PIONEER BANK&TRUST shows strong financial health indicators. With $999M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PIONEER BANK&TRUST has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 16.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PIONEER BANK&TRUST holds $999M in total assets and $821M in total deposits. It is located in BELLE FOURCHE, SOUTH DAKOTA (FDIC Certificate #15562).
PIONEER BANK&TRUST has a Tier 1 capital ratio of 16.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.27%.
Yes. PIONEER BANK&TRUST is FDIC-insured (Certificate #15562). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.